Health Care Reform In The Next Administration
No matter who wins on November 4th, one thing we know for sure: neither the health care reform plan advocated by Barack Obama, which builds on employer-provided insurance, nor that favored by John McCain, who argues for a free market system with tax credits to help some on affordability, is going to be enacted as is. So says health care policy expert Drew Altman, speaking at the Maxwell School/Public Agenda Policy Breakfast series. "My view," says Altman, is "it will be a centrist deal, or no deal at all." For more on this and other key issues, see our Voter's Survival Kit.
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There is a huge gap in health insurance availability and affordability for US citizens between the ages of 60-65! Trying to navigate through this quagmire is a nightmare for a 62 year old woman who has always been insured by her employer and is a proactive, healthy senior. I have learned, through the last 6 months of mental anguish and time consuming calls, that I am not alone in this regard. HIPAA is obviously an option - and, a very expensive option! Appealing is an option - and consumes the precious tme of our physicians (if they cooperate) and takes them away from what they should be doing - helping us to stay active and healthy! I have become aware of the NUMEROUS paid "health consultants" whose goal is to get the most money out of retired folks living on fixed incomes that they can get. And, I have become aware of health insurance companies (the biggest) who do not care if you have been proactive and healthy. They want to make sure you are paying through the nose in a reactive mode. It is a travesty in our country, a demoralizing statement to those of us who have worked hard our entire lives, and a tremendous disappointment to those of us in our senior years who have always counted on our own success to allow us some sense of comfort in our retirement years. I, personally, think all citizens between 60-65 should join together and do a class action suit against all of the major health insurance companies to wake them up. And, this is a person who has never supported legal action to create change.
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